Brian So Insurance

Brian So Insurance is a full-service life insurance agency providing a wide variety of insurance products for Vancouver, BC and the rest of the Lower Mainland.

Our mission is to understand your financial situation and recommend the best product for you based on your needs and budget to help you best protect yourself and your family.

Brian So Insurance is a life insurance agency that provides a wide range of insurance products. We understand that no two individuals are the same and so no insurance product is the right fit for different people. The perfect insurance policy depends on the individual situation: finances, budget, needs, income, debt, and more all go towards identifying the right insurance product for a customer. One of the ways we approach insurance is by calculating the amount of coverage needed based on a client's unique situation.

We work with all the major life insurance companies in Canada to bring you the right policy for you. This is important because not every insurance company offers all the products. Every company also have their own pricing method, so the same policy at one company may be more affordable at another. That's why we get quotes from every company and make sure that you get the best deals.

When doing risk management, life insurance is often the first thing to come to mind. But that is not the only type of insurance you need to protect yourself and your family. Here is a breakdown of all the insurance services you need for proper protection.

Term life insurance іѕ the main оnе. This consists of a policy with a set premium for a length of time like 10 or 20 years. It provides guaranteed premium at an affordable rate. When the term expires, you can either let it lapse, renew it at a higher rate, or convert it to a permanent policy.

Permanent life insurance is another option that could be suitable for you. It provides insurance coverage for your whole life so even if you pass away at a very old age, your beneficiaries still get the death benefit payout. You can even use it as an tax-sheltered investment vehicle to that you can maximize your savings while minimizing taxes.

No medical life insurance lets you get covered quickly without going through the medical exam. This is a great option if you have pre-existing medical conditions or just don't like

2019 CLU Dunstall Award - highest mark of all CLU students in BC

2012

Life insurance, term life insurance, permanent life insurance, no medical life insurance, disability insurance, critical illness insurance, long-term care insurance, health insurance