Karra L. Kingston Esq.

For over 25 years our bankruptcy lawyers have been representing consumer clients’ against debt collectors. Our bankruptcy lawyers are admitted to practice in the State Courts of both New York and New Jersey, and the Federal Courts of both states. Our firm has helped thousands of clients get back on their feet by filing bankruptcy or making debt settlements. Additionally, our office has helped clients’ facing wage garnishments, bank levies, and foreclosures.

Bankruptcy allows debtors to get a fresh start by eliminating their debt. Many consumers who contact our bankruptcy lawyers are under a misguided impression that filing for bankruptcy means that they will have to give up everything they own, and their credit will be ruined forever. Most often this is not the case. Many of our clients have been able to bring up their credit immediately after filing bankruptcy while keeping their assets. Our bankruptcy attorneys will explain in detail, the process of bankruptcy and the exemptions that may be available to you to evaluate what assets you can keep. It is always important to remember that bankruptcy is a way to give you a “fresh start”!

Sometimes life throws a curveball at you and you are faced with unforeseen circumstances. Although, you may be the most financially responsible person, sometimes unexpected things may happen like a loss of a job, loss of a business, medical bills, a reduction of hours in work, or a divorce. Unfortunately, these unforeseen circumstances can cause extreme amounts of stress, sleepless nights, and anxiety. Although, you may feel like there is no way to escape, there is! Filing for bankruptcy can get you back on your feet. Spiraling debt can not only affect you emotionally but also physically this is why it is extremely important to find help to get you back on your feet. At Karra L. Kingston Esq., we understand the emotional and physical hardship one faces with spiraling debt. We are here to make this process as simple as possible for you. Our attorneys make themselves available 24/7 to ensure that everything is done properly and efficiently. We know this is a hard time financially and many times prospective clients tell us they are not able to afford the bankruptcy fees. Fortunately, our office provides payment plans to alleviate some of the stress!