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Our mission is to redefine financial security in retirement. We think about retirement in terms of income, rather than assets. This is a new paradigm, which dramatically improves, and simplifies retirement planning. Our goal is to get you the best, guaranteed returns and most guaranteed income, we work with as many insurers as possible to do so. Our products are designed to be flexible. With AnnuityRatesNJ.com, we provide you with the education to help purchase the appropriate annuity product for your ever-changing retirement needs. With our annuity products, you get guaranteed retirement income you can count on for life.