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When it comes to bankruptcy there are numerous options available in Janesville City Wisconsin. Each of these options have their own unique qualities that set them apart from each other.Bankrupt attorneys serving Janesville City, WI know what they’re talking about when it comes to their options. One of the options that is gaining much popularity is the use of an Individual Voluntary Arrangement (IVA) with the assistance of the new bankruptcy laws in Wisconsin, Chapter 7.An IVA is basically a plan where a debtor and creditor agree to pay the other party a smaller amount than the total owed on a person’s credit card bills.An IVA is also known as an Offer in Compromise in some states. This is not considered a full blown bankruptcy but can be used as a way to get people back on their feet after declaring themselves bankrupt.Website: https://bankruptcyhq.com/janesville-wi/